A Settlement and Clearing Engine
for Fiat and Digital Assets.

The infrastructure banks and fintechs build the next generation of financial products on.

One Rail.
Atomic Clearing.

Atomic finality ·~10ms average · 99.9989% routing success

Still settling on legacy rails?

Legacy rails

IBEX

Settlement speed

T+1 to T+3 business days

Atomic | ~10ms average

Availability

Business hours, weekdays

24 / 7 / 365

Counterparty risk

Exposed in transit

Eliminated at execution

Asset support

Fiat only

Fiat and digital assets

Integration

Slow, manual

One unified API

Built for

People, batches, and business hours

Software. API-native, machine-to-machine, always on

See the full comparison on Cross-Border Settlement

Three Steps.
One Engine.

Whether you're settling a cross-border payment, clearing a stablecoin trade, or converting between fiat and digital assets, it all flows through the same infrastructure. Most providers solve one leg and outsource the rest. IBEX runs every leg from a single engine.

Talk to our team

Onboard

The relevant counterparty, beneficial owners and authorized persons are identified and risk-rated before access is enabled.

Clear

Funds move without counterparty exposure. No partial states, no failed batches. Atomic clearing with finality in ~10ms.

Settle

Value lands on local payment rails (SPEI, Transfer365, ACH, SEPA), directly into the recipient's local account.

Where emerging markets connect to the world.

Replace fragmented settlement stacks with a single engine: one integration for clearing, conversion, and delivery, into these markets or out of them.

Banks & Neobanks

Launch new products without replacing your core. Add stablecoin accounts, international transfers, and instant cross-border settlement alongside your existing systems, while deposits settle back into your bank, not out of it.

Fintechs & Payment Companies

Launch the products your market is missing. One API for multi-currency, multi-asset clearing and settlement, without building the rails yourself.

Exchanges & Trading Platforms

Local-currency on- and off-ramps across the Americas, Africa, Europe, and Asia. Offer instant settlement to your clients, with execution available through our trading desk.

Institutional Liquidity

Products

Replace fragmented settlement stacks with a single engine: one integration for clearing, conversion, and delivery, into these markets or out of them.

By design, FX is not available as a standalone product. IBEX is a settlement engine, not an exchange: every currency conversion settles into delivery.

Explore the platform

X-Clear

Real-time clearing for digital assets. X-Clear moves USDC, USDT, and BTC instantly on infrastructure IBEX runs end to end. No nodes to manage, no liquidity to source, and no fiat balance held on your behalf.

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X-Bridge

Transfer between local currencies and digital assets through one compliant API, settled directly into local bank accounts. KYC and compliance are built in, giving institutions clean entry and exit points in every market they serve.

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Settlement is the first layer.

The next great financial products will come from the markets legacy finance overlooked. What's held them back isn't talent or demand.It's infrastructure.Every sophisticated financial product depends on money that moves instantly, clears safely, and lands locally.

IBEX is that infrastructure.

A bank offering its clients stablecoin access. A fintech launching the first digital brokerage in its market. We don't build the products. Our clients do, and they build on solid ground.

Tell us your volume, your markets, and your assets.We'll show you how IBEX clears and settles, in real time.

Talk to our team

Explore the API

A Settlement and Clearing Engine
for Fiat and Digital Assets.

One Rail.
Atomic Clearing.

Still settling on legacy rails?

Three Steps.
One Engine.

Onboard

Clear

Settle

Where emerging markets connect to the world.

Banks & Neobanks

Fintechs & Payment Companies

Exchanges & Trading Platforms

Products

Settlement is the first layer.

The next great financial products will come from the markets legacy finance overlooked. What's held them back isn't talent or demand.It's infrastructure.Every sophisticated financial product depends on money that moves instantly, clears safely, and lands locally.

IBEX is that infrastructure.

A bank offering its clients stablecoin access. A fintech launching the first digital brokerage in its market. We don't build the products. Our clients do, and they build on solid ground.

Build what your market is missing.

Tell us your volume, your markets, and your assets.We'll show you how IBEX clears and settles, in real time.

The settlement engine and clearing
layer for fiat and digital assets.

A Settlement and Clearing Enginefor Fiat and Digital Assets.

One Rail.Atomic Clearing.

Still settling on legacy rails?

Three Steps.One Engine.

Onboard

Clear

Settle

Where emerging markets connect to the world.

Banks & Neobanks

Fintechs & Payment Companies

Exchanges & Trading Platforms

Products

Settlement is the first layer.

The next great financial products will come from the markets legacy finance overlooked. What's held them back isn't talent or demand.It's infrastructure.Every sophisticated financial product depends on money that moves instantly, clears safely, and lands locally.

IBEX is that infrastructure.

A bank offering its clients stablecoin access. A fintech launching the first digital brokerage in its market. We don't build the products. Our clients do, and they build on solid ground.

Build what your market is missing.

Tell us your volume, your markets, and your assets.We'll show you how IBEX clears and settles, in real time.

The settlement engine and clearinglayer for fiat and digital assets.

A Settlement and Clearing Engine
for Fiat and Digital Assets.

One Rail.
Atomic Clearing.

Three Steps.
One Engine.

The settlement engine and clearing
layer for fiat and digital assets.