Settle anything.
Clear everywhere.
The settlement engine and clearing layer for fiat and digital assets. One set of APIs. 10ms finality.
Infrastructure operating at institutional scale
10ms
Mean settlement
12
Currencies
10
Markets
Still settling
on legacy rails?
on legacy rails?
One Rail.
10 milliseconds Finality.
10 milliseconds Finality.
Atomic finality ·~10ms average · 99.9989% routing success
Products
One engine for cross-border clearing and settlement - with modules
you can adopt independently.
you can adopt independently.
X-Border
Cross-border settlement, end to end. Clearing, currency conversion, and licensed delivery into local bank accounts - in a single integration. No separate providers for each step, no gaps between them.
X-Clear
Managed Lightning Network infrastructure for institutional clearing. IBEX runs the nodes, manages channels, and sources liquidity - you get a unified on-chain and Lightning account without building the operations yourself.
X-Bridge
Convert between fiat and digital assets and settle directly into local bank accounts across 10 markets. IBEX operates its own rails in the corridors most providers can't serve directly.
IBEX is built to level the financial playing field -
Giving banks and regulated financial institutions across the Global South the infrastructure to offer their customers financial access on par with the world's most developed markets.
Three steps.
One rail.
Whether you're settling a cross-border payment, clearing a stablecoin trade, or converting between fiat and digital assets - it all flows through the same infrastructure. Most providers solve one leg and outsource the rest. IBEX runs all three from a single engine.
Talk to our team
Connect
Integrate with a single set of API's. Single Endpoints for fiat, stablecoins, and digital assets across every supported corridor.
Clear
Funds move without counterparty exposure. No partial states, no failed batches. Atomic clearing with finality in ~10ms.
Settle
Value lands on local payment rails - SEPA, SPEI, ACH, Transfer365, Lightning - directly into the recipient's local account.
12 currencies.
Local Settlement.
Local Settlement.
True local bank settlement. No wrapped fiat, no correspondent chains, in every market we operate.
Built for global south institutions
that move value across borders
that move value across borders
Replace fragmented settlement stacks with a single rail - one integration for clearing, conversion, and delivery across every corridor.
Banks & Neobanks
Value lands on local payment rails - SEPA, SPEI, ACH, Transfer365, Lightning - directly into the recipient's local account.
Fintechs & Payment Companies
Embed settlement infrastructure into your product. Single API for multi-currency, multi-asset clearing without building the rails yourself.
Exchanges & Trading Platforms
Fiat on/off-ramp infrastructure with native rails in LATAM, Africa, and Europe. Automate treasury flows and offer instant settlement to institutional clients.
Ready to settle
on a single rail?
on a single rail?
Tell us your volume, your markets, and your assets. We'll show you how IBEX clears and settles - in real time.