One engine for cross-border settlement.

Clearing, FX, and local delivery on the same rail. Adopt the full engine, or start with a single module.

12 currencies.
10 Markets.

Americas

United States
USD
El Salvador
USD
Guatemala
GTQ
Mexico
MXN
Honduras
HNL

Africa

South Africa
ZAR
Nigeria
NGN
Kenya
KES

Asia

China
CNY

Digital Assets

X-Border
Cross-border settlement requires three distinct capabilities:
clearing value.
converting currencies.
and delivering funds into local bank accounts.
Most providers handle one and rely on partners for the rest. Every partner handoff is a point where transactions slow down, fail, or need manual reconciliation.
IBEX built all three into a single engine. Clearing runs on the Lightning Network with atomic finality. Currency conversion happens at the point of settlement - no open FX position between the trade and delivery. Last-mile delivery reaches local accounts through licensed rails IBEX operates directly.
One integration.
One counterparty.
No gaps between steps.
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X-Clear

X-Clear is IBEX's managed LN infrastructure for institutional clearing.

Running Lightning at scale means operating nodes, managing payment channels, and maintaining liquidity around the clock. X-Clear handles all of it - you get a unified on-chain and Lightning account without building or staffing the operations yourself.

Built for multi-tenant environments: funds are isolated per end user, so a security event on the client side cannot affect other users' balances.

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X-Bridge

Convert between fiat and digital assets, with settlement directly into local bank accounts.

X-Bridge handles both directions across 10 markets and 12 currencies, settling directly into local bank accounts across the Americas, Africa, and Europe - including corridors most providers can't serve.

Available as a standalone module or as part of the full X-Border engine.

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Two ways
to adopt the engine

Self-Serve

Integrate directly through the IBEX API. A single integration gives you access to multi-currency wallets, on/off-ramps, and cross-border settlement across every corridor IBEX operates.

Full documentation and production-ready endpoints

White Glove Integration

For banks and financial institutions that need settlement infrastructure alongside their existing core systems.

Our team builds and operates the solution under your brand - your clients see your product, while clearing, FX, and licensed delivery run underneath. 



The same integration opens international wires, inter-bank settlement, and stablecoin interoperability.
Get to market faster on infrastructure
you don't have to build.
Tell us your corridors and your volume. We'll walk you through the integration
and show you the fastest path live.
Talk to our team