A single REST API and webhook system replace the separate integrations you'd otherwise need for banks, blockchains, and local rails. Create an account, trigger a cross-border payout, or generate a Lightning invoice - same client, same auth, same response shapes. Most teams are testing in sandbox within a day of requesting access.
Secure by default
Authentication, IP allow-listing, and granular permissions are built into every account - not bolted on after the fact. Transactions are screened automatically through built-in KYT monitoring, and every transfer is recorded on a tamper-proof, auditable ledger bridged through Bitcoin.
Scale without rearchitecting
Sandbox and production environments, unlimited sub-accounts per organization, and a 99% uptime SLA with 24/7 coverage for critical incidents.
Why developers build on IBEX
Cross-Border P2P Payments
Settle the inter-bank leg in seconds over Lightning instead of days on legacy rails, with a full audit trail for AML/KYC reporting.
Trading Desks
Real-time settlement across BTC, USDC, USDT, USD, EUR, and other supported currencies, with on-chain custody via API.
Multi-Asset Wallets
USDC, USDT, and BTC, under one account layer with fiat currency interoperability, and custom Lightning address functionality included.
Remittance Apps
Sub -1% fees and near-instant delivery. Send in USD, deliver in local currency.
Neobank Experiences
Spin up accounts in milliseconds and assign Lightning addresses as banking identifiers.
Merchant Settlement
Settle merchant acquiring volume across currencies in real time, so payment processors and PSPs aren't left carrying multi-day float.
